Post by account_disabled on Jan 3, 2024 4:07:31 GMT
With the help of Mr. Miller you can find out how to get your free credit report and effectively learn how your credit report translates into a credit score. In addition to this useful information you will also learn how to reduce your debt and how to prevent it. Debt can cause stress health problems and even tear apart an otherwise healthy family. If you suffer from debt dont suffer any longer than you have to. Get help today.SECRET CREDIT REPORTING AGENCIES EXPOSED Credit reporting agencies CRAs Equifax Experian and Trans Union are familiar names. All financial institutions use one or all of these CRAs to pull your credit when you apply for a loan.
Under the latest federal law you can get a free copy of your credit report from these companies once a year. If you havent taken advantage of this free offer go to httpwww.ftc.gov and follow the photo retouching free credit report link. However this article is not about the big three as they are now called. These are CRAs youve never heard of which means you dont know they exist. If you dont know they exist you dont know their potential danger to your personal financial health. Since I do not like secret organizations that possess super harmful powers I am the author of this expos. the top but make up your own mind after reading it.
You see if youve ever had a phone checking account ATM card applied for an apartment or done any of the consumer things we all do you might be in one of these unknown databases. Ill start with the organization that the phone companies commonly call a phone bill database. The official name is National Consumer Telecommunications Data Exchange Inc. NCTDE. It was legalized by the US Department of Justice DOJ in September and began operating in March . I bet you didnt know the DOJ had legislative power did you Neither did privacy rights activists but to date no efforts have been effective in dismantling what has become a behemoth in the telecommunications industry. NCTDE bureaucrats love abbreviations is an information exchange service for its intercity carrier members. Each member reports the names of people who have not paid their long distance charges.
Under the latest federal law you can get a free copy of your credit report from these companies once a year. If you havent taken advantage of this free offer go to httpwww.ftc.gov and follow the photo retouching free credit report link. However this article is not about the big three as they are now called. These are CRAs youve never heard of which means you dont know they exist. If you dont know they exist you dont know their potential danger to your personal financial health. Since I do not like secret organizations that possess super harmful powers I am the author of this expos. the top but make up your own mind after reading it.
You see if youve ever had a phone checking account ATM card applied for an apartment or done any of the consumer things we all do you might be in one of these unknown databases. Ill start with the organization that the phone companies commonly call a phone bill database. The official name is National Consumer Telecommunications Data Exchange Inc. NCTDE. It was legalized by the US Department of Justice DOJ in September and began operating in March . I bet you didnt know the DOJ had legislative power did you Neither did privacy rights activists but to date no efforts have been effective in dismantling what has become a behemoth in the telecommunications industry. NCTDE bureaucrats love abbreviations is an information exchange service for its intercity carrier members. Each member reports the names of people who have not paid their long distance charges.